Pass-Exams

Pass Your CMFAS Exam. The First Time.

The most effective AI-powered study platform for Singapore's CMFAS exams. Practice with high-quality mock exams for RES5, M9, M9A, and HI, and stop worrying about costly retakes.

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All Mock Exams

Start with our free sample or choose a specific exam to master. All exams are free.

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CMFAS Master Challenge
FREE

A taster of 20 of the most challenging questions from across the RES 5, HI, M9, and M9A exams. Test your overall readiness.

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HI Mock Exam
FREE

A 50-question master mock exam for the HI (Health Insurance) paper in Singapore, focusing on complex concepts and numerical calculations.

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M9 Mock Exam
FREE

A 100-question master mock exam for the M9 (Life Insurance And Investment-Linked Policies) paper in Singapore.

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M9A Mock Exam
FREE

A 50-question master mock exam for the M9A (Life Insurance And Investment-Linked Policies II) paper in Singapore, with a heavy focus on structured products and derivatives.

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RES5 Mock Exam
FREE

A comprehensive mock exam for the RES5 (Rules, Ethics and Skills for Financial Advisory Services) paper.

Free Study Resources

Master Numerical List

A key study resource for the RES5 paper, containing a master list of all crucial numerical data points.

Auditing Guide

A key study resource for the RES5 paper, containing a master list of all crucial auditing concepts.

Core Platform Capabilities

AI-Powered Explanations

Don't just know the right answer, understand *why* it's right. Our "Deeper Dive" feature provides instant, detailed explanations of core concepts for every question.

Modern & Mobile-Friendly

Practice anytime, anywhere. Our platform is designed for your phone, tablet, or desktop, turning downtime into productive study time. No outdated PDFs.

AI-Generated Practice

Turn your bookmarks into a personalized quiz. Our AI generates new variations of questions you find difficult, targeting your specific knowledge gaps.

Privacy First

We never store your name or payment details. All payments are handled by Stripe. We only keep your login email and study bookmarks. Your learning journey is your own.